Do major Thai insurance companies often stall and dispute payments to foreigners?

Yes but not because you're a foreigner. If the insurer can find external info that invalidates your claim, they may reject your claim accordingly.

Furthermore, some claims can be quite complex, and your insurer may require more time to carefully evaluate the supporting material. If this happens, your insurer may ask you to pay the medical costs yourself and then submit the claim to them for payment.

Back to the Health Insurance FAQ



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฿38,000+ / month

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Female Pre-Kindergarten Teacher

฿35,000+ / month

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NES Early Years Teachers / Primary Teachers

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฿45,000+ / month

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The Hot Spot


My Bangkok suburb

My Bangkok suburb

Overviews for different areas and suburbs of Bangkok, written with the help of teachers who live there. Let us help you find the perfect Bangkok neighborhood for your lifestyle.


The cost of living

The cost of living

How much money does a teacher need to earn in order to live in Thailand? We survey various teachers earning different salaries and with different lifestyles.


The region guides

The region guides

Fancy working in Thailand but not in Bangkok? Our region guides are written by teachers who actually live and work in the provinces.


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Air your views

Got something to say on the topic of teaching, working or living in Thailand? The Ajarn Postbox is the place. Send us your letters!


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