What is top-up insurance?
A way to enhance the health insurance offered by your school
Although your school will probably offer you a health insurance plan as part of the remuneration package, it might not be sufficient to meet your needs. But fret not - there is an easy and cost-effective way to enhance these benefits.
Summer holiday insurance
Your travel insurance checklist ahead of the summer holidays
With the summer holidays upon us and COVID-19 restrictions a thing of the past, most teachers are jetting off on long vacations. Before you do the same, ask yourself: Am I adequately insured for my trip?
5 most common employee benefits for English teachers in Thailand
What kind of employee benefits are available to teachers in the country?
Every employee working in Thailand will get social security, and some employers will apply for it on your behalf. You must pay 5% of your monthly salary, up to a maximum of THB ฿750, which will be taken directly from your paycheck.
Can you get health insurance if you smoke weed?
Although marijuana is now being openly sold in Thailand, health insurance coverage for weed smokers is still debatable.
While you may prefer not to disclose your drug usage, remember that it’s never a good idea to lie or withhold information on an insurance application form.
Does smoking affect health insurance?
Whether you smoke occasionally or are a chain smoker, you might be wondering if this habit will affect your health insurance.
To be considered a non-smoker by health insurers, you must have given up smoking for at least 2 years. Honesty is expected on health insurance application forms so you will need to make your smoker status clear.
What is the cost of health insurance in Thailand?
The cost of health insurance premiums have crept up and people’s needs have changed in Thailand.
If you want to top up your existing health insurance plan, you should learn about the average cost of health insurance and trends.
Health insurance exclusions
Addressing the elephant in the room
One of the most common mistakes I often see people make is skimming through their health insurance T&Cs without properly reading the exclusions section - which details what their plan won't cover.
Shopping around for health insurance
Five questions that teachers should be asking
I strongly recommend buying teacher's health insurance to protect yourself, your family, and your finances while you're here.
18 red flags
18 points to consider carefully when choosing a school
From unpaid mid-term breaks to having to pay for white-board markers. What are the things that turn teachers off the idea of working for a particular Thai school - and are they justified?
When illness strikes
Are you prepared for the unhealthier times?
As the old saying goes - don't leave home without it! Not your health insurance card anyway.
