Keeping the money jar filled
A breakdown of health insurance costs
Buying health insurance, as well as any other type of insurance, is much like everyone putting money together into one big jar for use in the event of a medical emergency.
We get letters
A selection of letters from ajarn readers
Two years ago I was in a bad motorcycle accident and spent three months in the hospital including three weeks in an induced coma. I am doing ok now, however, I need powerful pain medications to be comfortable enough to get around.
Health insurance in Thailand
A reality check
There are basically 2 types of health insurance coverage available in Thailand, government Social Security Insurance (SSI) and non-government, privately funded health insurance.
Three potentially dangerous medical conditions
Hypertension, hyperlipidemia and diabetes
Ajarn.com's health insurance expert, Johnny Chan, looks at three medical problems that can't be cured but can certainly be controlled.
Clarifying OPD and IPD
There's no need to be confused
I really hate sending out claim rejection notices to clients. Lately, though, we have had to send out quite a few. Looking through them to see why, I discovered that most of the claims had one thing in common.
The dangers of self-diagnosis
Being your own doctor can be unhealthy
I fully understood why this person's claim had been rejected and his coverage cancelled. And, after having read his reply to them, I realized that he had absolutely no understanding of high blood pressure and how it could have been the cause of his heart attack.
Getting claims paid
Three types of health insurance buyer
As a rule, there really are no good or bad companies when it comes to paying claims, although some are a little better than others. It’s mainly a matter of timing and situation.
Please help me,. I have Crohn's Disease!
Will group health insurance cover a pre-existing condition?
I suggest that the letter writer check with his doctor to see if another more readily available form of medication would be just as acceptable for his needs. If not, then he should forget about coming to Thailand.
What about high blood pressure?
Always be 'up front' with your health insurer about high blood pressure
Last year we had a couple of fairly recent applicants get hospitalized. Their hospitalization had something to do with their history of hypertension.
Life insurance for savings or family protection
A detailed look at what life insurance is all about
I strongly believe that life insurance should primarily be purchased to guarantee financial security for loved ones, to cover payment of a debt (house purchase) or guarantee continuation of a business should an owner/partner die unexpectedly.
